XCreditplus – Legit Offers Short-Term Loans Ranging
XCreditplus Embark on a Financial Freedom Journey with Credit plus
Welcome to the future of finance, where millions trust creditplus to bring flexible, instant credit options to their fingertips. Need to borrow up to ₦80,000 swiftly? We’ve got you covered. Take control of your financial destiny with Credit Plus – your instant, reliable loan companion.
Why choose Xcreditplus?
- No paperwork, collateral, or registration fees required
- All you need is a valid ID and a bank account
- Flexible repayments of up to 180 days
- Expand your credit limits quickly and effortlessly
- Enjoy industry-low daily interest rates starting from just 0.1%
Our hassle-free application process involves:
- Downloading the app on Google Play Store and providing basic information
- Specifying your desired loan amount and repayment date
- Receiving funds directly in your bank account
- Repaying with ease using our online payment or USSD code
- Applying for your next loan round with a higher credit limit post-repayment
Who qualifies for Xcreditplus loans?
- Any Nigerian resident aged 18 years or older
- Individuals with a valid ID and mobile number
Key advantages Of XCreditplus
- Borrow for up to 180 days
- Flexible repayment schedules with fee adjustments
- Transparent fee descriptions with no hidden charges or unsuccessful application fees
- Enjoy daily interest rates as low as 0.1% (₦10 per day for borrowing ₦10,000)
- Grow your limit up to ₦100,000 quickly
- Secure personal data with SSL encryption
- Still treated respectfully even if you’re late on repayment
- Earn ₦3,000 off your next loan by referring friends
Loan Terms
- Credit limit: ₦4,000 – ₦100,000
- Daily interest rate: 0.1% – 0.6%
- Maximum APR: 36.5% – 182.50%
- Loan duration: 90 – 180 days
See Details
For example, if your loan principal is ₦4,000, the payment period is 120 days, and the daily rate is 0.1%, the total fee should be ₦4000 * 0.1% * 120 = ₦480.
And the total repayment amount should be ₦4000 + ₦4000 * 0.1% * 120 = ₦4,480
Xcreditplus: Repayment options
- Make a one-time repayment of ₦4,480 after 120 days
- Make monthly repayments of ₦4,480/4 = ₦1,120
The privacy policy ensures your personal information remains private (Privacy Policy: https://www.xcreditplus.com/privacy-policy). Have any questions or concerns? Feel free to reach us at help@xcreditplus.com or visit us at Ikeja GRA, Lagos State, Nigeria.
Download the XCreditplus app today and step into the future of instant, reliable, and convenient credit options.
