Finance

Pennee – Provide fast and flexible loans up to 1,500,000 Naira

Pennee Provides fast and flexible loans up to 1,500,000 Naira with interest rates ranging between 2% to 4% monthly in assets financing and overdrafts so small business owners can invest in growth, buy an item they need right now, and pay over time. You don’t need to own collateral, know a bank manager, or be a finance guru. If you own a business, it’s enough for us.

With Pennee, small business owners can avail of the following benefits:

  • Get fast and flexible loans up to 1,500,000 Naira.
  • Invest in growth, understand your cash flow, and enjoy the ride.
  • Buy the item you need right now and pay over time.
  • Stay ahead of your cash flow, and keep your business running.
  • Track, budget, and predict the inflow and outflow of money in your business.

Asset Financing with Pennee

Pennee’s asset financing allows small business owners to:

  • Buy the item you need right now and pay over time.
  • Pay in weekly or monthly bits to make it easy
  • Get a maturity period as long as 12 months
  • Get a discount for early repayments
  • Enjoy interest rates between 2% to 4% monthly
  • Get points for paying on schedule

Pennee Overdrafts

Pennee overdraft helps small business owners to:

  • Stay ahead of your cash flow. Keep your business running.
  • Enjoy no processing fee for drafts less than 20,000 naira
  • Pay from a percentage of your income
  • Up to 60 days repayment timeline
  • Pay bills, run digital ads, and don’t skip salary payments
  • Avail of 2% to 4% monthly interest rate.

Inventory Financing

Pennee inventory financing helps businesses to:

  • Never disappoint customers. Always have stock for sale.
  • Avail of up to 120 days maturity period in 15-day milestones.
  • Enjoy daily repayment from inventory sales.
  • Get a discount for early repayment
  • Get points for reaching milestones
  • Avail of 2% to 4% interest rate

With Pennee’s cash flow management, small businesses can:

  • Track, budget, and predict the inflow and outflow of money in your business
  • View your cash flow across all banks and wallets
  • Sort & track your expenses across the board
  • Project sales and predict cash flow
  • Budget your expenses
  • Get alerts & reports

Pennee believes small businesses deserve a chance and they commit to doing everything they can to be there for them, every step of the way. One platform, one partner, and different complementary services help you document your process, manage your data in a way that makes decision-making easy for you, and provide asset financing at different stages of your business to simplify your growth process.

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