Sycamore – is an financial solution designed for you

Sycamore is an financial solution designed for you to meet your money needs. Get quick access to collateral-free personal loans from ₦‎100,000 – ₦‎5 million and ₦‎500,000 – ₦‎5 million for business loans, lend money from friends or borrow, invest, and earn competitive returns, and pay bills

Salary loans with Sycamore

This credit facility is designed for salaried employees in Nigeria who need quick loans to meet specific personal needs e.g. House rent or renovation, Car purchase or repairs, Salary advance, and much more on Sycamore.

Features of Sycamore

The loan is from N100,000 – N5 million
Flexible repayment plan (3 – 9 months)
24-hour approval time
Interest rates: 3.5% – 5%

Requirements for Sycamore

Bank Statement (6 months till submission date)
Valid ID (Driver’s license, International passport, Voter’s card, or National ID card)
Utility Bill with your Nigerian home address
Recent passport photograph

Sycamore Business loan
This credit facility is designed for business owners in need of quick funds to boost, expand, or grow their businesses. Business owners must have their businesses registered with the Corporate Affairs Commission (CAC) to qualify for our business loans.


The loan is from N500,000 – N5 million
Flexible repayment plan (3-6 months)
24-hour approval time
Interest rates: 5% – 10%


Sycamore CAC documents
Bank statement: 6 months till date of submission
Valid ID: Preferably Driver’s license or international passport. Voter’s cards and National ID (NIMC) are also accepted
Recent Passport photograph

Our loan application is easy and seamless. All you have to do is;

Download the app
Verify your identity
Apply for loans
Supply the basic KYC documents
Get the money once approved.

No hidden charges. Support is always available.

Loan friends
With this feature, you can lend your friends money or borrow Sycamore, manage and track the loans you give out, set/send reminders for repayments, and even earn extra money when you add interest to the loans you give, all in one place. With this feature, no debtor is fit to run your streets!

BVN/NIN for borrowers and lenders
As a borrower, you must add a debit card.


Let’s walk you through your financial freedom. Invest as low as N100,000 – N50 million and earn from 11% – 16.5% in returns per annum. Your investment is in safe hands!

Bills payment with Sycamore
You can also pay for your everyday bills – transfer money, buy airtime or data, pay for electricity, cable subscriptions, and many more.

Why choose Sycamore?
Sycamore Our platform was built with the interest of our lenders and borrowers at heart. Whether you are an investor or borrower, rest assured that you have made an excellent choice with Sycamore.NG as a financial partner.


Sycamore, a property of Sycamore Integrated Solutions Limited, is a financial solution provider located in Lagos, Nigeria. We give loans to salaried employees (₦‎100,000 – ₦‎5 million) and business owners (₦‎500,000 – ₦‎5 million).

For personal loans, our interest rates range from 2.3% – 5%, and repayment plans range from 3-9 months.
For business loans, our interest rates range from 5%-10% and repayment plans range from 3 to 6 months.
Our maximum annual percentage rate is 27.6% to 72%.
We also offer investment plans for lenders where you can earn up to 16.5% interest per annum.

Representative example:

Loan Amount: ₦1,900,000

Loan Tenure: 9 months.

Number of Repayments: 9

Monthly Interest Rate: 3.5%

Monthly repayments: ₦277,611.11

Total amount payable: ₦2,498,500.00

APR(after 9 months): 31.5%.

Privacy & Permissions
By downloading Sycamore, we may ask for permission to scan your financial SMS data and other information to verify your identity and creditworthiness. We take privacy seriously – all data shared with us is encrypted and your data will never be shared without consent.

How to reach us
Call us on 01 700 2021
Email: [email protected]

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