CareFinance – is a Personal Fast Easy Online Loan app

Welcome to CareFinance, the premier personal loan app designed to cater to your financial needs quickly and conveniently. Based in Nigeria, CareFinance specializes in providing instant personal loans ranging from ₦5,000 up to ₦100,000, coupled with flexible and borrower-friendly repayment terms.

At CareFinance, we understand the urgency of your financial requirements. Our mission is to empower individuals by offering hassle-free access to funds, bridging the gap between expenses and income. Our platform is designed with you in mind, making the loan application process swift and effortless.

Our loan features are tailored to suit your needs:

Carefinance Loan Features

  • Loan Tenors: Choose a loan term that suits you, ranging from 91 to 180 days.
  • Interest Rates: Enjoy reasonable interest rates ranging from 14.4% to a maximum of 21.5% APR, and rest assured that we do not impose any hidden fees.
  • Daily Interest Rates: Our daily interest rates range from 0.04% to 0.06%, ensuring transparent and manageable costs.
  • No Service Fees: Unlike many financial institutions, CareFinance believes in transparency. We charge interest only on the borrowed amount, with no additional service fees.

Carefinance Product Description

If you’re wondering about the specifics of our loans:

  • Loan Term: We offer loan terms spanning from 91 to 180 days, giving you the flexibility to choose a repayment period that aligns with your financial situation.
  • Loan Amount: Borrow any amount between ₦5,000 and ₦100,000 to cater to your varying needs.
  • Interest Rate: Our interest rates are borrower-friendly, ranging from a minimum of 14.4% APR to a maximum of 21.5% APR.
  • Daily Interest Rate: Manage your expenses better with daily interest rates as low as 0.04% and a maximum of 0.06%.
  • Service Fee: CareFinance believes in simplicity. We charge no service fees, ensuring complete transparency in all our transactions.

Let’s delve into a couple of examples to illustrate the cost of borrowing:

Loan Examples

If you borrow ₦10,000 for 120 days at an APR of 14.4%, the total cost will be ₦10,473.

On the other hand, a ₦10,000 loan for 91 days at an APR of 21.5% will result in a total cost of ₦10,536.

Loan Requirements

Our eligibility criteria are straightforward:

  • Applicants must be between 20 to 55 years of age.
  • Applicants must be Nigerian citizens.


If you have any questions or require assistance, please feel free to reach out to us:

  • Email: [email protected]
  • Customer Service Hotline: 018885168

Explore the future of financial convenience with CareFinance. We are committed to making your financial journey smoother and more accessible.

Check out our range of apps for further financial empowerment.

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